CreditcardPoll.comAn eCorp Venture 1 Guest0

Money · Guess the stat

How well do you know credit cards?

Guess the real numbers behind credit cards, see how everyone else guessed, and get the source.

Guess the statOne tap · see how everyone guessed

In 2023, the average U.S. credit card APR was about:

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Today's round

  • 4 stats to guess
  • 1 opinion poll
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Guess, see the crowd, get the real number. One ranked attempt per day.

Credit Card by the numbers

Real figures with their sources. All Credit Card facts →

14.60%

In 2021, before rates began climbing sharply, the average U.S. credit card interest rate (APR) was about:

Rates jumped sharply over the following few years as the Federal Reserve raised interest rates.

Source: Federal Reserve Board, G.19 Consumer Credit (2021) federalreserve.gov

21.58%

By 2024, the average interest rate on U.S. credit card accounts had climbed to about:

Higher rates made carrying a credit card balance much more expensive than a few years earlier.

Source: Federal Reserve Board, G.19 Consumer Credit (2024) federalreserve.gov

about $1.36 trillion

As of July 2026, how much revolving consumer credit — mostly credit card debt — was outstanding in the United States?

Revolving credit balances have kept climbing as prices and interest rates both rose.

Source: Federal Reserve Board, G.19 Consumer Credit federalreserve.gov

What people think about credit cards

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How many credit cards do you personally have?

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What's your top reason for using a credit card over cash or debit?

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Do you usually pay your credit card balance in full each month?

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Questions

How does CreditcardPoll.com work?

Each question asks you to guess a real number about credit cards. After you answer you see how everyone else guessed, then the real figure and where it comes from.

How is the daily round scored?

Four stats and one opinion poll. A correct guess earns 100 points plus up to 50 for speed, with a combo bonus for answers in a row. The range next to the right answer earns 40. Opinion polls earn 25 for having your say, and nailing every stat adds 150.

Where do the numbers come from?

Every stat links to its source, such as government statistics agencies, research organizations and industry groups. Figures are checked against the source before they go live.

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